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<p><a href=f_about.htm target=_top>About Us</a></p>
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<p><a href=f_mission.htm target=_top>Mission Statement </a><br>
<a href=f_whoweare.htm>Our Team</a><br>
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<p align=center><b><font color=#000000 face=Arial, Helvetica, sans-serif>Our
Team</font></b></p>
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<p><font face=Arial size=2><b><img border=0 src=images/lloyd.jpg align=left hspace=5 alt=Lloyd E. Painter, CPA/PFS, CFP, CLU, ChFC, CFS width=150 height=224></b></font></p>
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<p><font face=Arial, Helvetica, sans-serif><i><font size=2>"What
a great profession I work in. We help people pay their taxes,
educate their children, retire and leave a legacy. In the
course of doing so, we are able to improve the quality of
their lives by giving them peace-of-mind regarding their finances.
This gives me tremendous personal satisfaction."</font></i></font></p>
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<p align=left><font face=Arial, Helvetica, sans-serif><b>Lloyd
E. Painter, CPA/PFS, CFP, CLU, ChFC, CFS<br>
President</b> </font></p>
<p align=left><font face=Arial, Helvetica, sans-serif>Lloyd
is president of PainterFinancial and Lloyd E. Painter, PSC.
Lloyd has worked in the financial services industry since 1970.
Initially he worked as a Certified Public Accountant and through
the years has developed a specialty in Financial Planning. Lloyd
has had his own business since 1976 and has been in the same
location in Greenville since 1979.</font></p>
<p align=left><font face=Arial, Helvetica, sans-serif>Lloyd
has attained the right to use the following designations:</font></p>
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<p align=left><font face=Arial, Helvetica, sans-serif>Certified
Public Accountant (CPA)<br>
Personal Financial Specialist (CPA/PFS)<br>
Certified Financial Planner (CFP)<br>
Chartered Life Underwriter (CLU)<br>
Chartered Financial Consultant (ChFC)<br>
Certified Funds Specialist (CFS)<br>
Registered Investment Advisor<br>
Registered Representative</font></p>
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<p align=left><font face=Arial, Helvetica, sans-serif>Lloyd
has passed the following licensing exams:</font></p>
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<p align=left><font face=Arial, Helvetica, sans-serif>General
Securities NASD Series 7<br>
Securities Law NASD Series 63<br>
General Securities Principal NASD Series 24<br>
Investment Advisor Examination NASD Series 65<br>
Kentucky Life and Health Insurance Examination<br>
Kentucky Variable Contracts Examination</font></p>
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<p align=left><font face=Arial, Helvetica, sans-serif>The
following are a sampling of the professional organizations that
Lloyd is a member of:</font></p>
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<p align=left><font face=Arial, Helvetica, sans-serif>The
American Institute of Certified Public Accountants<br>
The Financial Planning Association<br>
The Institute of Certified Investment Management <br>
Consultants<br>
The Society of Financial Service Professionals<br>
Consultant Member of The National Center for <br>
Employee Ownership<br>
PainterFinancial - Staff Bio's</font></p>
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<p align=left><font face=Arial, Helvetica, sans-serif>Contact
Lloyd at <a href=mailto:painter@painterfinancial.com>painter@painterfinancial.com</a></font></p>
<p align=left><font face=Arial, Helvetica, sans-serif>Lloyd
is a member of following organizations:<br>
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<p align=left><font face=Arial, Helvetica, sans-serif>NASD
<a href=http://www.nasd.com target=_blank>www.nasd.com</a><br>
FPA <a href=http://www.fpanet.org target=_blank>www.fpanet.org</a><br>
ICIMC <a href=http://www.icimc.org target=_blank>www.icimc.org</a><br>
NCEO <a href=http://www.nceo.org target=_blank>www.nceo.org</a></font></p>
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<p><font face=Arial size=2><b><img border=0 src=images/page1.jpg align=left hspace=5 alt=Elizabeth Painter, CFA, CFS, MIM width=149 height=224></b></font></p>
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<p align=center><font face=Arial, Helvetica, sans-serif size=2><i>"I
love my work. We help people through many big decisions
and through different stages of their life - retirement,
gifting, grandchildren's education, and even death. Because
we build relationships, we know what's important to each
of our clients and can help the family achieve it. Our clients
delegate their investment management to us which empowers
them to pursue the things in life that are really important
to them."</i></font></p>
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<p><font face=Arial, Helvetica, sans-serif><b>Elizabeth Painter,
CFA, CFS, MIM<br>
Vice President</b></font></p>
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<p><font face=Arial, Helvetica, sans-serif>Elizabeth is Vice
President of PainterFinancial, where she specializes in investment
management. Her background includes Investment Analysis, International
Finance and Investment Consulting. </font></p>
<p><font face=Arial, Helvetica, sans-serif>After working as
a financial analyst for Brown-Forman Corporation and assisting
with strategic plans in Turkey, India and elsewhere, Elizabeth
spent a year restructuring and consulting a private financial
publications & consulting firm in Dnipropetrovsk, Ukraine.
Following her global projects, she returned to Kentucky to
join forces with her father at PainterFinancial.</font></p>
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<p><font face=Arial, Helvetica, sans-serif>The Board of Governors
of the Association for Investment Management and Research
(AIMR) has awarded Elizabeth the right to use the Chartered
Financial Analyst (CFA) designation. Earning this charter
required a minimum of three years to pass three six-hour examinations
covering a globally relevant Body of Knowledge set by an international
council of investment-industry leaders. A successful candidate
also must have at least three years of experience related
to investments and adhere to the AIMR Code of Ethics and Standards
of Professional Conduct. The Chartered Financial Analyst designation
is recognized around the world as the premier designation
in the investment profession.</font></p>
<p><font face=Arial, Helvetica, sans-serif>In addition, the
Institute of Business and Finance has awarded Elizabeth, Certified
Funds Specialist. Elizabeth has completed the NASD Series
7 and 63 Securities Examinations, the NASD Series 24 General
Securities Registered Principal Examination, and the NASD
Series 65 Investment Advisor Examination. Elizabeth is associated
with Association for Investment Management & Research,
Financial Planning Association, Leadership Kentucky, and Junior
League of Louisville.</font></p>
<p><font face=Arial, Helvetica, sans-serif>Elizabeth holds
a Bachelors in Science in Economics from Centre College and
a Master of International Management from Thunderbird, The
American Graduate School of International Management. At Thunderbird,
Elizabeth studied global portfolio management and International
Securities and Investments.</font></p>
<p><font face=Arial, Helvetica, sans-serif>She has spoken
on various international and economic topics for the International
Business Development Organization, Centre College and the
University of Louisville. Her articles on management, teambuilding,
marketing and organization structure have been published in
the Ukrainian Monthly Magazine "Your Consultant",
and their weekly newspaper "Balance".</font></p>
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<p><font face=Arial, Helvetica, sans-serif>Contact Elizabeth
at <a href=mailto:epainter@painterfinancial.com>epainter@painterfinancial.com</a></font></p>
<p><font face=Arial, Helvetica, sans-serif> Elizabeth is a
member of following organizations<br>
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<p><font face=Arial, Helvetica, sans-serif>Centre College
<a href=http://www.centre.edu target=_blank>www.centre.edu</a><br>
Thunderbird <a href=http://www.t-bird.edu target=_blank>www.t-bird.edu</a><br>
AIMR <a href=http://www.aimr.org target=_blank>www.aimr.org</a><br>
Institute of Business & Finance <a href=http://www.icfs.com target=_blank>www.icfs.com</a><br>
NASD <a href=http://www.nasd.com target=_blank>www.nasd.com</a><br>
CFA<br>
FPA <a href=http://www.fpanet.org target=_blank>www.fpanet.org</a><br>
Leadership Kentucky <a href=http://www.leadershipky.org target=_blank>www.leadershipky.org</a><br>
JLL <a href=http://www.juniorleaguelouisville.org target=_blank>www.juniorleaguelouisville.org</a></font></p>
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<p align=left><font face=Arial, Helvetica, sans-serif><b>Lisa Wheeler-Trent,
CPA<br>
Tax & Accounting Manager</b></font></p>
<p align=left><font face=Arial, Helvetica, sans-serif>Lisa has a
Bachelor's Degree in Accounting from Murray State University, and
is a Certified Public Accountant. She has worked in accounting and
taxation for 16 years for Lloyd E Painter, PSC.</font></p>
<p align=left><font face=Arial, Helvetica, sans-serif>Lisa's responsibilities
include preparing all of the tax returns (individual, corporate, partnership,
trust, estate, inheritance) and monthly and annual financial statements.
Additionally, Lisa assists with statistical analysis reporting and
plan development for PainterFinancial.</font></p>
<p align=left><font face=Arial, Helvetica, sans-serif>Quote: "
In preparing tax returns or anything else, I complete the work as
if it were mine. I try to take advantage of all opportunities available
to the client, that I would want taken on my behalf. I try to give
the client superior service in every case. PainterFinancial gives
that personal touch to clients, so they do not feel as if they are
just a number. I don't believe you get that everywhere. We try to
demonstrate to the client that they are important to us, because they
are."</font></p>
<p align=left><font face=Arial, Helvetica, sans-serif>Lisa is a
member of following organizations<br>
</font></p>
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<p align=left><font face=Arial, Helvetica, sans-serif>Ky Society
of Certified Public Accountants (kycpa) <a href=http://www.kycpa.org target=_blank>www.kycpa.org</a><br>
American Institute of CPA's (aicpa) <a href=http://www.aicpa.org target=_blank>www.aicpa.org</a><br>
Murray State University <a href=http://www.mursuky.edu target=_blank>www.mursuky.edu</a><br>
Ky State Treasurer <a href=http://www.kydirect.net target=_blank>www.kydirect.net</a><br>
IRS <a href=http://www.irs.gov target=_blank>www.irs.gov</a><br>
</font></p>
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<p align=left><font face=Arial, Helvetica, sans-serif><b>Bobbie
Painter<br>
Service Manager</b></font></p>
<p align=left><font face=Arial, Helvetica, sans-serif>Bobbie has
worked with PainterFinancial since 1978. As Service Manager, Bobbie
has completed NASD Series 6 and 63 securities examinations and holds
insurance licenses.<br>
She is responsible for new accounts and keeps transactions and reporting
running smoothly in existing accounts.</font></p>
<p align=left><font face=Arial, Helvetica, sans-serif>She is responsible
for taking care of any special client requests and solving any problems
that might arise. There are three individuals working in the customer
account and service area to insure that each client receives prompt
and courteous assistance at all times.</font></p>
<p align=left><font face=Arial, Helvetica, sans-serif>Quote: "We
have a great staff that works well as a team and takes pride in providing
superior service. We frequently receive phone calls and notes from
clients thanking us for helping them, and for doing such a good job
for them. Working in this type of environment - everyone benefits.
Over the years, many of our clients have become genuine friends…you
never want to let your friends down."<br>
</font></p>
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<p align=left><font face=Arial, Helvetica, sans-serif><b>Carla Dukes<br>
Service Assistant</b></font></p>
<p align=left><font face=Arial, Helvetica, sans-serif>Carla has
been working for PainterFinancial for 6 years. She is in charge of
monitoring all trades and new accounts to ensure accuracy.</font></p>
<p align=left><font face=Arial, Helvetica, sans-serif>Carla's continuing
education includes accounting at Western Kentucky University, and
she has completed the NASD Series 6 examination, and is scheduled
to take the Series 63 examination.</font></p>
<p align=left><font face=Arial, Helvetica, sans-serif>Carla and
her husband remain active with their two children, ages 17 and 12.
Her daughter is a member of the Kentucky High School Rodeo Association
and her son is involved in baseball, basketball and football.</font></p>
<p align=left><font face=Arial, Helvetica, sans-serif>Quote: "I
stay on top of all the activity in our clients accounts, so the client
can rest assured that their funds are in good hands. PainterFinancial
is different than other firms, because we are concerned about ensuring
our clients reach their financial goals for retirement, educational
funding, etc."</font></p>
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<p align=left><font face=Arial, Helvetica, sans-serif><b>Janet Tingley<br>
Communications Specialist</b><br>
<br>
Janet's main job duties include functions as a Computer Operator.
She manages and maintains our client database and produces and distributes
scheduled mailings and newsletters.</font></p>
<p align=left><font face=Arial, Helvetica, sans-serif>Janet has
an Associates Degree in Business & Office Administration and prior
to joining PainterFinancial spent 8 years as a travel consultant/assistant
office manager.<br>
</font></p>
<p align=left><font face=Arial, Helvetica, sans-serif>Quote: "Our
office is unique because we have several team members who not only
work diligently to accomplish our individual duties/responsibilities,
but work closely together with all other team members to achieve our
one common goal to help them plan for their future. Our clients like
the fact that we are hardworking, dedicated professionals who work
together as a team for them and their future. Our clients come first...they
are our bloodline." </font></p>
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<p align=left><font face=Arial, Helvetica, sans-serif><b>Lucinda
Baggett<br>
Director of Communications-Greenville</b></font></p>
<p align=left><font face=Arial, Helvetica, sans-serif>Lucinda works
as receptionist/secretary for PainterFinancial. She is responsible
for routing incoming and outgoing mail, answer phone, schedule appointments,
typing correspondence, filing and account receivables.</font></p>
<p align=left><font face=Arial, Helvetica, sans-serif>Her past experience
is quite diverse and includes receptionist/secretarial functions for
real estate firms, Automotive manufacturing, a Psychiatry firm, and
a trucking firm<br>
<br>
Lucinda and her husband Bryan have a baby girl who is 19 months old.
<br>
<br>
Quote: "I've been with PainterFinancial for about a year and
a half & I can honestly say that I have learned something new
everyday. Not only things pertaining to my specific job duties, but
lessons for life!"<br>
</font></p>
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<p align=left><font face=Arial, Helvetica, sans-serif><b>Emily Short<br>
Manager of Finance</b></font></p>
<p align=left><font face=Arial, Helvetica, sans-serif>Emily is the
Finance Manager at PainterFinancial, and has been working with us
since 1995. Emily is a graduate of Madisonville Community College
with an Associate's Degree in Accounting Technology.</font></p>
<p align=left><font face=Arial, Helvetica, sans-serif>Emily and
her husband have 2 daughters (ages 1 and 3 years old) and are expecting
their third in July.</font></p>
<p align=left><font face=Arial, Helvetica, sans-serif>Quote: "We
try to exceed client expectations on a regular basis. We have a diverse
and skilled staff that can help with all of your financial planning
needs."<br>
</font></p>
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<div align=center> <font size=1 color=#000000> <font face=Arial, Helvetica, sans-serif>©
Copyright </font></font><font size=1 face=Arial, Helvetica, sans-serif>PainterFinancial.
All Rights Reserved<br>
March 13, 2001 </font><font size=1> </font>
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