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<div align=center><font face=Arial, Helvetica, sans-serif><b><font color=#000000>Our
Philosophy</font> </b></font> </div>
<p align=center><font face=Arial, Helvetica, sans-serif><b><br>
We believe:</b></font></p>
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<li><font face=Arial, Helvetica, sans-serif> Investing is part of financial
planning, not an end in itself.<br>
<br>
</font></li>
<li><font face=Arial, Helvetica, sans-serif> Financial planning and
investment management are lifelong endeavors as contrasted with one-time
engagements.<br>
<br>
</font></li>
<li><font face=Arial, Helvetica, sans-serif>In an asset class approach
to investing, and feel that mutual funds are usually the appropriate
investment medium.<br>
<br>
</font></li>
<li><font face=Arial, Helvetica, sans-serif>In following a disciplined
and systematic approach to investment planning.<br>
<br>
</font></li>
<li><font face=Arial, Helvetica, sans-serif>In looking at all the pieces
of your financial situation before making a recommendation. (estate,
tax, retirement, disability, life, long-term care)<br>
<br>
</font></li>
<li><font face=Arial, Helvetica, sans-serif>In long-term relationships
built on consistently exceeding client expectations.<br>
<br>
</font></li>
<li><font face=Arial, Helvetica, sans-serif>In always acting with the
utmost integrity, to preserve the trust our clients place in us.<br>
<br>
</font></li>
<li><font face=Arial, Helvetica, sans-serif>That diversification through
asset allocation is the most effective way to manage risk and enhance
return.<br>
<br>
</font></li>
<li><font face=Arial, Helvetica, sans-serif>That superior returns require
commitment to a long-term plan.<br>
<br>
</font></li>
<li><font face=Arial, Helvetica, sans-serif>That every client's situation
is unique and warrants a personalized investment strategy.<br>
</font></li>
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<div align=center> <font size=1 color=#000000> <font face=Arial, Helvetica, sans-serif>©
Copyright </font></font><font size=1 face=Arial, Helvetica, sans-serif>PainterFinancial.
All Rights Reserved<br>
March 13, 2001 </font><font size=1> </font>
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<p><a href=f_about.htm target=_top>About Us</a></p>
<blockquote>
<p><a href=f_mission.htm target=_top>Mission Statement </a><br>
<a href=f_whoweare.htm>Our Team</a><br>
<a href=f_whatwedo.htm target=_top>Our Services</a><br>
<a href=f_philo.htm target=_top>Our Philosophy</a><br>
<a href=f_process.htm target=_top>Our Process</a><br>
<a href=f_faq.htm target=_top>FAQ's</a></p>
</blockquote>
<p><a href=f_news.htm target=_top>Featured News</a></p>
<blockquote>
<p><a href=f_ourviews.htm>Our Views</a><br>
<a href=f_briefs.htm>Financial Briefs</a><br>
<a href=f_quartnews.htm target=_top>Quarterly News</a><br>
<a href=f_aofi.htm target=_top>Top Financial Stories</a></p>
</blockquote>
<p><a href=f_investor.htm target=_top>Investor Center</a></p>
<blockquote>
<p><a href=f_quotes.htm target=_top>Stock Quotes</a><br>
<a href=f_databank.htm target=_top>Quarterly Market Data</a><br>
<a href=f_calc.htm target=_top>Financial Calculators</a><br>
<a href=f_account.htm target=_top>Check My Account</a><br>
<a href=f_forms.htm target=_top>Forms</a></p>
</blockquote>
<p><a href=f_contact.htm target=_top>Contact Us</a></p>
<p><a href=f_links.htm target=_top>Web Links</a></p>
<p><a href=index.htm target=_top>Home</a></p>
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