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<div align="center"><font face="Arial, Helvetica, sans-serif"><b>WELCOME
</b></font> </div>
<p><font face="Arial, Helvetica, sans-serif">Thank you for taking time to
visit PainterFinancial.</font></p>
<p><font face="Arial, Helvetica, sans-serif">This site will provide you
with a good overview of <a href="f_ourteam.htm" target="_top">our team</a>,
<a href="f_whatwedo.htm" target="_top">services</a>, <a href="f_process.htm" target="_top">process</a>
and <a href="f_philo.htm" target="_top">philosophy</a>. We hope your visit
here will be both interesting and informative.</font></p>
<p><font face="Arial, Helvetica, sans-serif">Please browse our site and
<a href="f_contact.htm" target="_top">contact us</a> with any questions,
to schedule an appointment or give us your comments and suggestions regarding
our site. Also, <a href="f_contact.htm" target="_top">contact us</a> if
you would like to be put on our mailing list. We regularly send out information
geared specifically to your areas of interest.</font></p>
<p><font face="Arial, Helvetica, sans-serif">By accessing this website,
you acknowledge that you have read and agree to our terms of use, regulatory
and disclosure information.</font><br>
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<div align="center"><b><font face="Arial, Helvetica, sans-serif">OUR HISTORY
</font></b> </div>
<p><font face="Arial, Helvetica, sans-serif">In 1976 the United States celebrated
it's 200th birthday as an independent nation. In May of that year Lloyd
E. Painter declared his independence and opened his own consulting business.
As a Certified Public Accountant (CPA), Lloyd saw the opportunity in Greenville,
Kentucky and pursued it with hard work and enthusiasm. Three years later
he bought the property at 112 Mill Street where the Greenville office
remains to this day.</font></p>
<p><font face="Arial, Helvetica, sans-serif">In January of 1991 the business
was incorporated under the name of Lloyd E. Painter, PSC. In 1992 Lisa
Wheeler-Trent, Certified Public Accountant (CPA) became a shareholder
in the firm.</font></p>
<p><font face="Arial, Helvetica, sans-serif">In response to a growing demand
from his clientele, Lloyd has continued to increase his education and
developed expertise in Financial Planning. This is evident in the various
designations he has earned:</font></p>
<ul>
<li><font face="Arial, Helvetica, sans-serif"> Certified Public Accountant
(CPA)<br>
</font></li>
<li><font face="Arial, Helvetica, sans-serif">Personal Financial Specialist
(CPA/PFS)<br>
</font></li>
<li><font face="Arial, Helvetica, sans-serif">Certified Financial Planner
(CFP)<br>
</font></li>
<li><font face="Arial, Helvetica, sans-serif">Chartered Life Underwriter
(CLU)<br>
</font></li>
<li><font face="Arial, Helvetica, sans-serif">Chartered Financial Consultant
(ChFC)<br>
</font></li>
<li><font face="Arial, Helvetica, sans-serif">Certified Funds Specialist
(CFS)<br>
</font></li>
<li><font face="Arial, Helvetica, sans-serif">Registered Investment Advisor<br>
</font></li>
<li><font face="Arial, Helvetica, sans-serif">Registered Representative</font></li>
</ul>
<p><font face="Arial, Helvetica, sans-serif">In January of 1999 PainterFinancial
was formed when Elizabeth Painter, Chartered Financial Analyst (CFA),
Master of International Management (MIM), Certified Funds Specialist (CFS),
joined Lloyd in the business. At that time the financial planning side
of the business was transferred to the new entity.</font></p>
<p></p>
<p></p>
<p><font face="Arial, Helvetica, sans-serif">Today their remain two entities:<br>
</font></p>
<ul>
<li><font face="Arial, Helvetica, sans-serif">Lloyd E. Painter, PSC a
traditional tax, accounting and consulting business</font></li>
<li><font face="Arial, Helvetica, sans-serif">PainterFinancial an Investment
Advisory and Financial Planning firm</font></li>
<li><font face="Arial, Helvetica, sans-serif">In May of 2000 PainterFinancial
opened it's second location<br>
At 3610 Lexington Road in Louisville. The two firms now<br>
have ten employees including the firms principals.</font></li>
</ul>
<p><font face="Arial, Helvetica, sans-serif">For detailed information on
the principals and employees see :<br>
<a href="f_ourteam.htm" target="_top">OUR TEAM</a></font></p>
<p><font face="Arial, Helvetica, sans-serif">Our two firms enable us to
provide our clients with investment selection and management, a complete
range of financial planning and tax preparation all from a single source.
Our clients find this "one stop" approach to be both convenient
and a time saver.<br>
</font> </p>
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<p><font face="Arial, Helvetica, sans-serif"><b>REGULATORY and DISCLOSURE
INFORMATION </b> </font></p>
<p><font face="Arial, Helvetica, sans-serif">PainterFinancial is a Registered
Investment Advisor providing financial planning services. PainterFinancial
is registered with the Commonwealth of Kentucky. Our main office is located
at 112 Mill Street, Greenville, KY 42345.</font></p>
<p><font face="Arial, Helvetica, sans-serif">We do not provide and we do
not offer to provide personalized investment advice or financial planning
advice over the internet. This website is limited to providing you with
general information about our services and to providing a way for you
to contact us. This website is a solicitation for financial planning services
only in those states for which PainterFinancial is registered or for which
PainterFinancial is excluded or exempt from registering.</font></p>
<p><font face="Arial, Helvetica, sans-serif">Lloyd Painter, Elizabeth Painter,
Bobbie Painter and Carla Dukes are registered representatives of H.D.
Vest Investment Securities, Inc., Member NASD and SIPC. Securities are
offered through H.D. Vest Investment Securities, Inc. Lloyd Painter and
Elizabeth Painter are advisory representatives of H.D. Vest Advisory Services,
Inc. Advisory services are offered through H.D. Vest Advisory Services,
Inc. Securities and advisory services are only offered in those states
where we are licensed. These states will change from time-to-time. Please
contact us for a detailed listing.</font></p>
<p><font face="Arial, Helvetica, sans-serif">Investment Advisory services
and/or financial planning services will only be rendered after the following
conditions have been met: <br>
</font></p>
<ol>
<li><font face="Arial, Helvetica, sans-serif">PainterFinancial or its
representative must be registered in the clients' state of residency
or PainterFinancial or it's representative must be excluded from registration
or an exemption from such registrations must exist.<br>
</font></li>
<li><font face="Arial, Helvetica, sans-serif">Delivery of a disclosure
statement (Form ADV-Part II) from PainterFinancial to the client.<br>
</font></li>
<li><font face="Arial, Helvetica, sans-serif">Executions of an Investment
Advisory and/or Financial Planning agreement between PainterFinancial
and the client.<br>
</font></li>
<li><font face="Arial, Helvetica, sans-serif">Initial payment of the Investment
Advisory fee or financial planning fee by the client to PainterFinancial.</font></li>
</ol>
<p><font face="Arial, Helvetica, sans-serif">The information on this website
is based on data gathered from sources that we believe are reliable. However,
we do not guarantee the accuracy or completeness of this information.
This information should not be used as the primary basis for investment
decisions, nor is it advice meeting the specific investment needs of any
investor.</font></p>
<p><font face="Arial, Helvetica, sans-serif">PainterFinancial may provide
advice on securities and other financial products that are not guaranteed
by the U.S. Government or any of its agencies, including the FDIC and
the NCUA. The securities and other financial products may lose value.
All securities will be purchased through H.D. Vest Investment Securities,
Inc. Mutual Funds are sold by prospectus only. Please read the prospectus
before investing in any mutual fund. All references that might be made
to an investment or portfolio's performance are based on historical data
and one should not assume that this performance will continue in the future.</font></p>
<p><font face="Arial, Helvetica, sans-serif">When you access certain links
on the PainterFinancial website you may leave the PainterFinancial website.
PainterFinancial does not endorse the content of such websites nor the
products, services or other items offered through such websites. Any links
to other sites are not intended as referrals or endorsements, but are
merely provided to the users of the PainterFinancial website for convenience
and informational purposes.</font></p>
<p><font face="Arial, Helvetica, sans-serif">You may download or print out
a hard copy of individual pages and/or sections of the PainterFinancial
website, and files made available for download, provided that you do not
remove any logos or other proprietary notices. Any downloading or otherwise
copying from the PainterFinancial website will not transfer title to any
software or material to you. You may not reproduce (in whole or in part),
transmit (by electronic means or otherwise), modify, link into or use
for any public or commercial purpose the PainterFinancial website without
the prior written permission of PainterFinancial.<br>
</font> </p>
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<p><a href="f_about.htm" target="_top">About Us</a></p>
<blockquote>
<p><a href="f_mission.htm" target="_top">Mission Statement </a><br>
<a href="f_whoweare.htm">Our Team</a><br>
<a href="f_whatwedo.htm" target="_top">Our Services</a><br>
<a href="f_philo.htm" target="_top">Our Philosophy</a><br>
<a href="f_process.htm" target="_top">Our Process</a><br>
<a href="f_faq.htm" target="_top">FAQ's</a></p>
</blockquote>
<p><a href="f_news.htm" target="_top">Featured News</a></p>
<blockquote>
<p><a href="f_ourviews.htm">Our Views</a><br>
<a href="f_briefs.htm">Financial Briefs</a><br>
<a href="f_quartnews.htm" target="_top">Quarterly News</a><br>
<a href="f_aofi.htm" target="_top">Top Financial Stories</a></p>
</blockquote>
<p><a href="f_investor.htm" target="_top">Investor Center</a></p>
<blockquote>
<p><a href="f_quotes.htm" target="_top">Stock Quotes</a><br>
<a href="f_databank.htm" target="_top">Quarterly Market Data</a><br>
<a href="f_calc.htm" target="_top">Financial Calculators</a><br>
<a href="f_account.htm" target="_top">Check My Account</a><br>
<a href="f_forms.htm" target="_top">Forms</a></p>
</blockquote>
<p><a href="f_contact.htm" target="_top">Contact Us</a></p>
<p><a href="f_links.htm" target="_top">Web Links</a></p>
<p><a href="index.htm" target="_top">Home</a></p>
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<div align="center"><font face="Arial, Helvetica, sans-serif" size="2"><font color="#669999">3610
Lexington Road Louisville, KY 40207 <br>
(502) 893-9927 <br>
Fax (502) 893-9928 </font></font> <font face="Arial, Helvetica, sans-serif" size="2">
</font></div>
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<div align="center"><font face="Arial, Helvetica, sans-serif" size="2"><font color="#669999"><br>
112 Mill Street <br>
Greenville, KY 42345 <br>
(270) 338-6263 <br>
Fax (270) 338-9841 </font></font> <font face="Arial, Helvetica, sans-serif" size="2"></font></div>
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